Rancho Santa Fe, CA
Preferred Realtor in Rancho Santa Fe, CALIFORNIA
Local Mortgage Advisor in Southern California 41463 Margarita Rd Suite 100, Suite #100, Temecula, CA 92591
Individual NMLS 359540 | Corporate NMLS 1936984
Profile
Local Mortgage Advisor in Southern California Lending delivers the personal service of a local lender, leveraging the resources of a national brand. Currently operating in all 50 states and the District of Columbia, EPIQ Lending branches have earned over 1200 Zillow reviews praising reliable preapprovals, ease of transaction, on-time closings, and transparency and communication throughout the mortgage process. Local Mortgage Advisor in Southern California.
Throughout the mortgage industry, EPIQ Lending is known for its innovation of products and continued investment in technology. From HomeFundIt, the down payment crowdfunding platform to the All In One Loan, the smarter way to borrow, EPIQ develops mortgage solutions that serve the needs of every borrower.
EPIQ Lending holds federal agency lending approvals with HUD, VA, RHS, GNMA, FNMA, and FHLMC. EPIQ loan officers specialize in all new purchase and refinance mortgage needs and act as financial counselors to help borrowers make informed decisions.
YOUR MORTGAGE SHOULD NOT BE ONE-SIZE-FITS-ALL
The type of mortgage you use to finance your home influences how much you need for the down payment, whether or not you will need mortgage insurance, and how long it will take you to pay off your loan.
The best way to find out what mortgage is best for your home purchase is to get pre-approved with an EPIQ Lending loan officer. Mortgage pre-approval will give you a realistic idea of your down payment and budget and give you more negotiating power when you make an offer.
FHA LOAN
FHA Loans are a great option for first-time home buyers and low-to-moderate-income buyers. The FHA Loan is a government-backed mortgage insured by the Federal Housing Administration (FHA), so borrowers can secure a reasonable interest rate with a lower down payment.
VA LOAN
The VA Loan is a chance for us to serve those who have served our country. The VA Loan allows Active Duty Military, Reservists, National Guard, Veterans, and Eligible Surviving Spouses to secure mortgage financing, often with no money down.
If you would like to get in touch with our preferred Local Mortgage Advisor in Southern California, click here for more information. Follow me on Facebook!